- Cost per $100
- $14.00
- Borrow up to
- $1,500
- Funding
- Next business day
- Apply
- Online and in-store
Licence verified AB, BC, MB, NB, NL, NS, ON, SK
Payday loans in Brandon: licensed lenders, costs and local help
Brandon's payday lenders need a Manitoba licence, and the most they can charge is $14 for each $100 borrowed. Loans top out at $1,500 and must be repaid within 62 days. Before you sign, ask how the lender handles missed payments. $600 costs up to $84.
Last reviewed November 7, 2026
- Max cost
- $14 per $100
- Max loan
- $1,500
- Max term
- 62 days
- Regulator
- Manitoba Consumer Protection Office
Payday loan rules are set by each province and can change. Figures on this page were last checked on November 7, 2026 against Manitoba Consumer Protection Office. Always confirm with the lender’s contract and your regulator.
Who lends payday loans here?
Applications go through our partner Loans Canada, which may match you with this or other lenders. Koke may be paid for referrals. Lenders decide approval, cost and terms.
- Cost per $100
- $14.00
- Borrow up to
- $25,000
- Funding
- Next business day
- Apply
- Online and in-store
Licensed per lender AB, BC, MB, NB, NL, NS, ON, PE, SK Confirm with regulator
- Cost per $100
- $14.00
- Borrow up to
- $1,500
- Funding
- Same day
- Apply
- Online and in-store
Licence verified AB, BC, MB, NS, ON, SK
- Cost per $100
- $14.00
- Borrow up to
- $1,500
- Funding
- Same day
- Apply
- Online and in-store
Licence verified AB, BC, MB, NB, NL, NS, ON, SK
- Interest rate
- 9.99% to 35% APR (unsecured from 29.99%)
- Borrow up to
- $20,000
- Funding
- Next business day
- Apply
- Online and in-store
Licensed per lender AB, BC, MB, NB, NL, NS, ON, PE, SK Confirm with regulator
- Interest rate
- 24.99% to 34.99% APR
- Borrow up to
- $10,000
- Funding
- Same day
- Apply
- Online and in-store
Licensed per lender AB, BC, MB, NB, NL, NS, ON, SK Confirm with regulator
No storefronts confirmed in the last 90 days. Lenders listed above serve Brandon online.
Brandon is Manitoba's second city and a working one: the Maple Leaf Foods pork plant is one of the largest employers, alongside agriculture, Brandon University, Assiniboine College, the regional hospital and CFB Shilo nearby. Many workers are newcomers building a life from scratch, sending money home, or waiting on paperwork. Farm and shift incomes can be uneven, and winter costs bite. That's the setting for most payday borrowing here.
I’m new to Canada. Is a payday loan my only option?
It might feel that way without a credit history, but it isn’t. Many credit unions and banks have newcomer accounts and small credit products, and building credit with a secured card costs much less over time. Settlement services in Brandon can explain how Canadian banking works and connect you with free help. A payday loan won’t build your credit and costs $14 for every $100.
What if I farm or work seasonally?
Farm income arrives in big pieces at uneven times. Before borrowing for an input or repair, talk to your credit union about an operating line or a short-term loan, which cost far less, and ask suppliers about payment terms.
Where can I get help in Brandon?
Samaritan House Ministries runs Brandon’s largest food bank. Brandon University and Assiniboine College students can ask about emergency bursaries. Community Financial Counselling Services offers free budget and debt counselling to Manitobans by phone, and 211 Manitoba can point you to help with rent and utilities.
Manitoba’s Consumer Protection Office licenses payday lenders and takes complaints. Check a lender before you apply.
What if I live outside Brandon?
Brandon serves a big rural area, and people come in from Souris, Virden, Neepawa, Minnedosa and Carberry. If you’d need to drive back to repay, an online lender licensed in Manitoba may be easier, but check the licence with the Consumer Protection Office first.
A worked example: $600 borrowed for a vehicle repair costs up to $84 at the cap, so you’d repay $684. A credit union loan spread over several months would cost a small fraction of that.
What about winter heating bills?
Prairie winters drive up heating costs from November to March. Before borrowing to catch up on a bill, call Manitoba Hydro and ask about an equal payment plan or an arrangement on the overdue amount. Neither adds fees, and both cost far less than borrowing the money.
Is there somewhere cheaper to try first?
Samaritan House Ministries
Runs Brandon's largest food bank.
Community Financial Counselling Services
Free budget and debt counselling for Manitobans, by phone.
211 Manitoba
Free referrals to help with food, rent and bills. Dial 2-1-1.
What will it cost?
Common questions
Can newcomers get a payday loan in Brandon?
Lenders usually need ID, a Canadian bank account and proof of regular income. A secured credit card or a credit union newcomer product is usually a better start.
Do payday loans help build credit in Manitoba?
Many payday lenders don't report on-time payments to credit bureaus, so they usually don't help. Missed payments sent to collections can hurt your credit.
What does a $600 payday loan cost in Brandon?
Up to $84 at the $14 per $100 maximum.
Nearby
Brandon neighbourhoods
- Downtown
- North End
- East End
- South Centre
- Brookwood
- Waverly Park
- Westridge
Ready to apply from Brandon?
One application, about three minutes. Our matching partner shows you the offer that fits your answers, from a lender that works in Manitoba. Read the cost before you sign.
Reviewed by Trust Pilot, Accredited Financial Counsellor Canada® on November 7, 2026. Our editorial standards
Sources
- Manitoba Consumer Protection Office: payday loan rules (accessed November 7, 2026)
Update log
- — Page published; provincial rules and local help checked.