Speedy Cash offers payday loans of $100 to $1,500 online in eight provinces and in stores in Alberta, BC, Nova Scotia and Saskatchewan. It charges up to $14 per $100, so a $300 loan costs $42, and pays out by e-Transfer, instant debit card or cash in store.
Last reviewed November 7, 2026
Speedy Cash at a glance
- Provinces served
- Alberta, British Columbia, Manitoba, New Brunswick, Newfoundland and Labrador, Nova Scotia, Ontario, Saskatchewan
- Apply
- Online, In store
- Borrow
- $100 to $1,500
- Repay within
- 7 to 62 days
- Cost per $100
- $14.00
- On $500 for 14 days
- $70.00 fee · $570.00 total
- Annual rate on that example
- 365.0%
- Money arrives
- Same day (e-Transfer, instant debit card funding, or cash in store)
- Credit check
- No credit check stated by lender: “No credit check required, as stated in published reviews”
- If a payment bounces
- —
- If you pay late
- —
- Support hours
- —
Apply now opens Koke’s application page, which sends your answers to our matching partner LeadScout. It may match you with Speedy Cash or with other lenders. Koke may be paid for referrals and for clicks to lender websites; that never changes our rating. Disclosure
How applying with Speedy Cash works
Apply online or in a store with ID, proof of income and banking information. Approved loans can be sent by e-Transfer, loaded instantly to a debit card, or paid in cash at a store. Repayment is due in full on your next payday, except where provincial rules require instalments.
What to watch
Published reviews list different minimum loan amounts and store counts, and at least one listed licence had an expiry date that has since passed. Confirm the licence for your province on the regulator’s site before applying.