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Cash Money payday loans: costs, licences and review

Editorial rating 5.0/5 · How we rate lenders

Last reviewed November 7, 2026 by the Koke editorial team.

Cash Money lends payday loans of up to $1,500 in eight provinces, online and through stores, at up to $14 per $100. It also offers a line of credit of up to $10,000 at 34.99% interest. Funding is typically within 24 hours by e-Transfer or direct deposit.

Last reviewed November 7, 2026

Cash Money at a glance

Provinces served
Alberta, British Columbia, Manitoba, New Brunswick, Newfoundland and Labrador, Nova Scotia, Ontario, Saskatchewan
Apply
Online, In store
Borrow
$100 to $1,500
Repay within
7 to 62 days
Cost per $100
$14.00
On $500 for 14 days
$70.00 fee · $570.00 total
Annual rate on that example
365.0%
Money arrives
Next business day (Interac e-Transfer or direct deposit, typically within 24 hours)
Credit check
Varies
If a payment bounces
—
If you pay late
—
Support hours
—

Is Cash Money licensed where I live?

Provincial regulators license payday lenders. Rows marked Verified were checked on the provincial register on the date shown. Rows marked Listed by lender are the provinces the lender says it is licensed in, which we haven’t checked yet. Either way, licences can change, so use the Verify link before you apply.

ProvinceLicence numberStatusRegulatorChecked on
Alberta OK Verified Service Alberta and Red Tape Reduction · Verify
British Columbia OK Verified Consumer Protection BC · Verify
Manitoba OK Verified Manitoba Consumer Protection Office · Verify
New Brunswick OK Verified Financial and Consumer Services Commission (FCNB) · Verify
Newfoundland and Labrador OK Verified Digital Government and Service NL · Verify
Nova Scotia OK Verified Service Nova Scotia (Consumer Affairs) · Verify
Ontario OK Verified Ministry of Public and Business Service Delivery and Procurement (Consumer Protection Ontario) · Verify
Saskatchewan OK Verified Financial and Consumer Affairs Authority (FCAA) · Verify

Apply now opens Koke’s application page, which sends your answers to our matching partner LeadScout. It may match you with Cash Money or with other lenders. Koke may be paid for referrals and for clicks to lender websites; that never changes our rating. Disclosure

Borrowing $500 for 14 days at $14.00 per $100 costs $70.00. You’d repay $570.00 on Sunday, November 22. As an annual rate, that’s 365.0%. Try your own numbers

How applying with Cash Money works

You can apply online or visit a store. Cash Money confirms your income and bank account, and approved payday loans are paid by e-Transfer or direct deposit, typically within 24 hours. In stores you may be able to leave with funds the same day.

Payday loan or line of credit?

Cash Money also offers a line of credit of up to $10,000 at 34.99% interest, repaid over 6 to 60 months. If you need more than a few hundred dollars or can’t repay by your next payday, compare the two carefully: the line of credit’s annual rate is far lower than a payday loan’s, though you’ll pay interest for longer.

What to watch

Read the contract for the total cost in dollars, and confirm Cash Money’s licence in your province on the regulator’s site before applying.

What we like

  • Choice of online or in-store service
  • Also offers a line of credit, which can cost less over longer periods
  • Lends in eight provinces including Newfoundland and Labrador

What to watch

  • Charges the provincial maximum of $14 per $100 on payday loans
  • Funding can take up to a business day
  • Line of credit costs more in total if you carry a balance for years

Where Cash Money lends

Other licensed lenders in Alberta

Cashco Financial

5.0/5

Cost per $100
$14.00
Borrow up to
$1,500
Funding
Same day
Apply
Online and in-store

Licence verified AB, BC, SK

Apply now Read review

Applications go through our partner Loans Canada, which may match you with this or other lenders. Koke may be paid for referrals. Lenders decide approval, cost and terms.

iCash

5.0/5

Cost per $100
$14.00
Borrow up to
$1,500
Funding
Same day
Apply
Online

Licence verified AB, BC, MB, NB, NS, ON, PE

Apply now Read review

Applications go through our partner Loans Canada, which may match you with this or other lenders. Koke may be paid for referrals. Lenders decide approval, cost and terms.

Cost per $100
$14.00
Borrow up to
$1,500
Funding
Same day
Apply
Online

Licensed per lender AB, BC, MB, NB, NL, NS, ON, SK Confirm with regulator

Apply now Read review

Applications go through our partner Loans Canada, which may match you with this or other lenders. Koke may be paid for referrals. Lenders decide approval, cost and terms.

A payday loan isn’t your only option. See lower-cost alternatives

Sources

Update log

  • — Profile published from public sources. Licences listed as stated by the lender; register check by Koke pending.

Apply now

$500
Most a payday loan can cost
$70
You’d pay back
$570

Based on the $14 per $100 legal maximum. Lenders can charge less, never more.

About 3 minutes. Koke is not a lender; we may be paid when you apply. No SIN or banking login asked.

One application. A real offer. Your decision.

Tell us what you need once. Our matching partner LeadScout looks for the lender that fits your answers and takes you straight to the offer. Read the cost, compare it with the alternatives, and only sign if it works for you.

Koke is not a lender and may be paid when you apply. Lenders decide approval, cost and terms. No SIN, online-banking login or ID photos asked.