Cash Money lends payday loans of up to $1,500 in eight provinces, online and through stores, at up to $14 per $100. It also offers a line of credit of up to $10,000 at 34.99% interest. Funding is typically within 24 hours by e-Transfer or direct deposit.
Last reviewed November 7, 2026
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How applying with Cash Money works
You can apply online or visit a store. Cash Money confirms your income and bank account, and approved payday loans are paid by e-Transfer or direct deposit, typically within 24 hours. In stores you may be able to leave with funds the same day.
Payday loan or line of credit?
Cash Money also offers a line of credit of up to $10,000 at 34.99% interest, repaid over 6 to 60 months. If you need more than a few hundred dollars or can’t repay by your next payday, compare the two carefully: the line of credit’s annual rate is far lower than a payday loan’s, though you’ll pay interest for longer.
What to watch
Read the contract for the total cost in dollars, and confirm Cash Money’s licence in your province on the regulator’s site before applying.