iCash is an online payday lender operated by Finabanx Ltd. that lends $100 to $1,500 in seven provinces through its website and app. It charges up to $14 per $100 borrowed, so $500 for 14 days costs $70, and sends approved loans by Interac e-Transfer.
Last reviewed November 7, 2026
iCash at a glance
- Provinces served
- Alberta, British Columbia, Manitoba, New Brunswick, Nova Scotia, Ontario, Prince Edward Island
- Apply
- Online, App
- Borrow
- $100 to $1,500
- Repay within
- 7 to 62 days
- Cost per $100
- $14.00
- On $500 for 14 days
- $70.00 fee · $570.00 total
- Annual rate on that example
- 365.0%
- Money arrives
- Same day (Interac e-Transfer after the contract is signed)
- Credit check
- Hard credit check: “Hard credit check on the first loan only, according to published reviews”
- If a payment bounces
- —
- If you pay late
- —
- Support hours
- —
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How applying with iCash works
You apply on the iCash website or app, link your bank account through a verification service so iCash can confirm your income, and sign the contract electronically. Approved loans are sent by Interac e-Transfer, and reviews describe funding within minutes of signing during operating hours. Repayment comes out of your account by pre-authorized debit on your due date.
What to watch
iCash runs a hard credit check on a first loan, which can show on your credit report. Make sure the due date lines up with your real payday, and confirm what iCash charges if a payment is returned before you sign.