Payday loan rules are set by each province. Pick yours to see the cost limit, how to check a lender’s licence and which licensed lenders serve your city.
Payday loans by province and city
Payday loans in Alberta
$14 per $100 maximum · loans up to $1,500 · Service Alberta and Red Tape Reduction
Payday loans in British Columbia
$14 per $100 maximum · loans up to $1,500 · Consumer Protection BC
Payday loans in Manitoba
$14 per $100 maximum · loans up to $1,500 · Manitoba Consumer Protection Office
Payday loans in New Brunswick
$14 per $100 maximum · loans up to $1,500 · Financial and Consumer Services Commission (FCNB)
Payday loans in Newfoundland and Labrador
$14 per $100 maximum · loans up to $1,500 · Digital Government and Service NL
Payday loans in Nova Scotia
$14 per $100 maximum · loans up to $1,500 · Service Nova Scotia (Consumer Affairs)
Payday loans in Ontario
$14 per $100 maximum · loans up to $1,500 · Ministry of Public and Business Service Delivery and Procurement (Consumer Protection Ontario)
Payday loans in Prince Edward Island
$14 per $100 maximum · loans up to $1,500 · Island Regulatory and Appeals Commission / Consumer Services
Payday loans in Saskatchewan
$14 per $100 maximum · loans up to $1,500 · Financial and Consumer Affairs Authority (FCAA)