Moncton borrowers can take a payday loan of up to $1,500 from a lender licensed by New Brunswick's FCNB, at no more than $14 for every $100 and for 62 days or less. A $400 loan costs $56. Licensed lenders serving Moncton and cheaper local options are listed below.
Last reviewed November 7, 2026
Payday loan rules are set by each province and can change. Figures on this page were last checked on November 7, 2026 against Financial and Consumer Services Commission (FCNB). Always confirm with the lender’s contract and your regulator.
Licence verified AB, BC, MB, NB, NL, NS, ON, SK
Applications go through our partner Loans Canada, which may match you with this or other lenders. Koke may be paid for referrals. Lenders decide approval, cost and terms.
Licensed per lender AB, BC, MB, NB, NL, NS, ON, SK Confirm with regulator
Applications go through our partner Loans Canada, which may match you with this or other lenders. Koke may be paid for referrals. Lenders decide approval, cost and terms.
No storefronts confirmed in the last 90 days. Lenders listed above serve Moncton online.
Moncton is one of the fastest-growing cities in Atlantic Canada, a bilingual hub for transportation, call centres, logistics and health care. Growth has pushed rents up and brought many newcomers and young workers to the city. If a short-term gap has you looking at a payday loan, here's what New Brunswick allows and where Monctonians can find cheaper help.
Look up the lender with FCNB, New Brunswick’s Financial and Consumer Services Commission. Licensed lenders must show you the total cost in dollars and the annual percentage rate before you sign. Service is available in English and French; ask for your contract in the language you read best.
Storefront lenders are mostly along Mountain Road, Main Street and near the larger shopping centres, and online lenders licensed in New Brunswick also serve the area, including Dieppe and Riverview.
The Peter McKee Community Food Centre and other food banks in Greater Moncton help households through short squeezes. UNI Financial Cooperation and other credit unions offer small personal loans. Credit Counselling Services of Atlantic Canada gives free advice. NB Power has payment arrangements for overdue bills.
A $600 loan for a car repair costs $84 at the $14 cap, due within 62 days. If your car is how you get to a shift at a distribution centre or call centre in Dieppe or the industrial park, ask the garage about splitting the bill first. A small personal loan from UNI or another credit union, repaid over a few months, would usually cost less than $20 in interest for the same amount.
Residents of Shediac, Sackville and Memramcook follow the same New Brunswick rules as Moncton.
Newcomers to Greater Moncton can get free help from the local multicultural association, including support understanding contracts and finding emergency programs. If you’re still building Canadian credit, ask a credit union about a secured credit card or small loan instead of a payday loan; repaying it on time helps your credit history, while a payday loan usually doesn’t show up at all unless it goes to collections.
Each spring, free community tax clinics in Moncton help households file returns, which keeps federal benefits like the GST/HST credit arriving on schedule.
Food bank and community programs in Moncton.
Free, non-profit credit counselling and repayment programs.
Spread an overdue power bill without extra fees. Call before you borrow.
Ask the lender. Many serving New Brunswick offer service and documents in both official languages.
Yes. New Brunswick's rules apply across the province.
Up to $140 at the $14 per $100 maximum.
One application, about three minutes. Our matching partner shows you the offer that fits your answers, from a lender that works in New Brunswick. Read the cost before you sign.
