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Licensed payday lenders in Canada

Each profile shows the provinces a lender is licensed in, whether we’ve confirmed it on the regulator’s register yet, and a link to check it yourself. Filter by where you live and what you need; ratings come from our published rubric, never from payment.

20 lenders match. Ranked by editorial rating; payments never change rank order outside the labelled Sponsored slot.

Applications go through our partner Loans Canada, which may match you with this or other lenders. Koke may be paid for referrals. Lenders decide approval, cost and terms.

Online payday lenders in Canada

An online lender can lend to you only if it holds a licence in your province. Filter by “Online” above, then open a lender’s review to see each licence and when we last checked it.

One application. A real offer. Your decision.

Tell us what you need once. Our matching partner LeadScout looks for the lender that fits your answers and takes you straight to the offer. Read the cost, compare it with the alternatives, and only sign if it works for you.

Koke is not a lender and may be paid when you apply. Lenders decide approval, cost and terms. No SIN, online-banking login or ID photos asked.