- Cost per $100
- $14.00
- Borrow up to
- $1,500
- Funding
- Next business day
- Apply
- Online and in-store
Licence verified AB, BC, MB, NB, NL, NS, ON, SK
Blue Copper Capital payday loans: costs, licences and review
Last reviewed November 10, 2026 by the Koke editorial team.
Blue Copper Capital is a Calgary-based lender, operating since 2006, whose payday loans of $500 to $1,500 at up to $14 per $100 are offered in Alberta only, from stores in Calgary and Edmonton or online. It also offers instalment loans and a credit-rebuilding line of credit, and holds Alberta payday and high-cost credit licences.
Last reviewed November 10, 2026
Blue Copper Capital at a glance
- Provinces served
- Alberta
- Apply
- Online, In store
- Borrow
- $500 to $1,500
- Repay within
- 42 to 62 days
- Loan type
- Payday loan
- Cost per $100
- $14.00
- On $500 for 14 days
- $70.00 fee · $570.00 total
- Annual rate on that example
- 365.0%
- Money arrives
- Same day (In store or electronically, stated as little as 20 minutes)
- Credit check
- Varies: “Says bad credit won't automatically lead to rejection; instalment and line-of-credit repayments are reported to credit bureaus”
- If a payment bounces
- —
- If you pay late
- —
- Support hours
- —
Is Blue Copper Capital licensed where I live?
Provincial regulators license payday lenders. Rows marked Verified were checked on the provincial register on the date shown. Rows marked Listed by lender are the provinces the lender says it is licensed in, which we haven’t checked yet. Either way, licences can change, so use the Verify link before you apply.
| Province | Licence number | Status | Regulator | Checked on |
|---|---|---|---|---|
| Alberta | Not published | Listed by lender, not yet checked by Koke | Service Alberta and Red Tape Reduction · Verify |
Apply now opens Koke’s application page, which sends your answers to our matching partner LeadScout. It may match you with Blue Copper Capital or with other lenders. Koke may be paid for referrals and for clicks to lender websites; that never changes our rating. Disclosure
Borrowing $500 for 14 days at $14.00 per $100 costs $70.00. You’d repay $570.00 on Tuesday, November 24. As an annual rate, that’s 365.0%.
Try your own numbers
How applying with Blue Copper Capital works
You can walk into its Calgary or Edmonton locations or apply online. Payday loans run $500 to $1,500 and, under Alberta’s rules, are repaid in instalments over 42 to 62 days. Approved money is paid in store or sent electronically, in as little as about 20 minutes. Its separate instalment loans and “Blue Copper Club” line of credit report your payments to the credit bureaus, which can help rebuild credit.
What to watch
The $500 minimum means you can’t borrow less even if you need less, and the application asks for three references plus two pieces of ID. Income from Alberta Works or AISH doesn’t qualify. If you’re offered the line of credit instead of a payday loan, note it carries daily interest plus a monthly fee, so ask for the total cost in writing.
What we like
- Alberta-based, with real stores in Calgary and Edmonton
- Also offers instalment loans and a line of credit that report to credit bureaus
- States funding in as little as 20 minutes
What to watch
- Payday loans start at $500, more than some people need
- Requires three references and about 90 days with your current employer
- Alberta Works and AISH income are not accepted
Where Blue Copper Capital lends
Other licensed lenders in Alberta
Applications go through our partner Loans Canada, which may match you with this or other lenders. Koke may be paid for referrals. Lenders decide approval, cost and terms.
- Cost per $100
- $14.00
- Borrow up to
- $1,500
- Funding
- Same day
- Apply
- Online and in-store
Licence verified AB, BC, SK
- Cost per $100
- $14.00
- Borrow up to
- $25,000
- Funding
- Next business day
- Apply
- Online and in-store
Licensed per lender AB, BC, MB, NB, NL, NS, ON, PE, SK Confirm with regulator
A payday loan isn’t your only option. See lower-cost alternatives
Reviewed by Trust Pilot, Accredited Financial Counsellor Canada® on November 10, 2026. Our editorial standards
Sources
- Finder Canada: Blue Copper Capital review (accessed November 7, 2026)
- Finder Canada: Edmonton payday lenders (accessed November 7, 2026)
Update log
- — Profile published from public sources. Licences listed as stated by the lender; register check by Koke pending.