Last reviewed November 7, 2026 by the Koke editorial team.
Mr. Payday is an online lender offering payday loans of $100 to $1,500 in Alberta, British Columbia and Ontario at up to $14 per $100. Approval takes about 30 minutes during business hours, and funds are usually sent by e-Transfer shortly after.
Last reviewed November 7, 2026
Provincial regulators license payday lenders. Rows marked Verified were checked on the provincial register on the date shown. Rows marked Listed by lender are the provinces the lender says it is licensed in, which we haven’t checked yet. Either way, licences can change, so use the Verify link before you apply.
| Province | Licence number | Status | Regulator | Checked on |
|---|---|---|---|---|
| Alberta | Not published | Listed by lender, not yet checked by Koke | Service Alberta and Red Tape Reduction · Verify | |
| British Columbia | Not published | Listed by lender, not yet checked by Koke | Consumer Protection BC · Verify | |
| Ontario | Not published | Listed by lender, not yet checked by Koke | Ministry of Public and Business Service Delivery and Procurement (Consumer Protection Ontario) · Verify |
Apply now opens Koke’s application page, which sends your answers to our matching partner LeadScout. It may match you with Mr. Payday or with other lenders. Koke may be paid for referrals and for clicks to lender websites; that never changes our rating. Disclosure
Apply online, verify your income and bank account, and sign electronically. Published reviews describe approval in about 30 minutes during business hours and e-Transfer funding shortly after. Terms run two to four weeks, or up to six weeks in Alberta.
Funding times outside business hours are longer. Confirm the exact due date and returned-payment fee in writing before signing.
Licence verified AB, BC, MB, NB, NL, NS, ON, SK
Applications go through our partner Loans Canada, which may match you with this or other lenders. Koke may be paid for referrals. Lenders decide approval, cost and terms.
Licence verified AB, BC, SK
Applications go through our partner Loans Canada, which may match you with this or other lenders. Koke may be paid for referrals. Lenders decide approval, cost and terms.
Licence verified AB, BC, MB, NB, NS, ON, PE
Applications go through our partner Loans Canada, which may match you with this or other lenders. Koke may be paid for referrals. Lenders decide approval, cost and terms.
A payday loan isn’t your only option. See lower-cost alternatives
Tell us what you need once. Our matching partner LeadScout looks for the lender that fits your answers and takes you straight to the offer. Read the cost, compare it with the alternatives, and only sign if it works for you.
Koke is not a lender and may be paid when you apply. Lenders decide approval, cost and terms. No SIN, online-banking login or ID photos asked.
