Koke is an independent comparison site, not a lender. We may be paid when you visit a lender or send an enquiry through Koke. How we make money
Six quick questions. No SIN, no banking login, no credit check from us.
Step 1 of 7
Payday loan rules depend on where you live, not where the lender is based.
There’s no provincial payday-loan licence where you live, so we don’t list payday lenders for you. Loans there can’t exceed 35% APR under federal law, which usually makes them cheaper.
See options that work where you live
I’d rather not say
Payday loans in Canada stop at $1,500. For more, an instalment loan is usually cheaper, and by law it can’t exceed 35% APR. Compare payday and instalment loans
Most lenders need regular income. Before you go further, these may help more: emergency help and other options. You can still continue.
Some provinces let you repay in instalments that follow your pay schedule.
We only ask yes or no. Never share account numbers or banking passwords with anyone online.
Most online lenders send money to a bank account. We’ll show lenders with stores near you instead, plus other options.
We may receive compensation when you apply through links on this site. In this step Koke doesn't share your answers with any lender; we use them only to show you matching listings, and we delete them after 180 days.
JavaScript is off, so all questions show at once. Answer them and press “Show my options”.