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What happens if I can’t repay on time?

The lender can charge a capped fee if your payment bounces and interest on the overdue amount, which in Ontario is at most 2.5% a month, not compounded. Your bank may add an NSF fee. Call the lender before the due date to ask about a payment plan.

The lender can charge a capped fee if your payment bounces and interest on the overdue amount, which in Ontario is at most 2.5% a month, not compounded. Your bank may add an NSF fee. Call the lender before the due date to ask about a payment plan.

More questions and answers

One application. A real offer. Your decision.

Tell us what you need once. Our matching partner LeadScout looks for the lender that fits your answers and takes you straight to the offer. Read the cost, compare it with the alternatives, and only sign if it works for you.

Koke is not a lender and may be paid when you apply. Lenders decide approval, cost and terms. No SIN, online-banking login or ID photos asked.